J. Phil McLearySenior Solution Partner

Areas of Expertise

Banking & Consumer Lending
Indirect Lending & Underwriting
Client Relationship Management
Risk Management
Sales & Marketing

  • BS., Business Administration/Banking & Finance, The University of Tennessee – Knoxville

Phil has over 35 years of lending experience with banks and captive finance companies. He most recently served as Indirect Lending Underwriting Manager with Simmons Bank where he managed a team responsible for underwriting and marketing loans throughout Arkansas, Kentucky, Tennessee and Texas.  Prior to Simmons Bank, Phil served as President of First Auto, Inc., a subsidiary of First State Bank-TN, where he managed an indirect auto lending program serving dealers in Tennessee and Texas. Phil also served as Senior Vice President of Indirect Lending with Union Planters Bank and held positions with General Electric Capital, Citicorp, Mack Financial and General Motors Acceptance Corporation.  Mr. McLeary earned a Bachelor of Science Degree in Business Administration from the University of Tennessee-Knoxville.


  • Every Company is a Technology Company

    Nearly all companies today are using technology in some fashion to support the operations of their business, internally and externally. Integration of systems and business processes has become crucial to executing business strategies, improving customer service levels, maintaining profitability, and even the fundamental ability to compete in the marketplace. What is the best way to

    July 17, 2019
  • Engaging “brick & mortar” store teams in a partnership to improve productivity

    There continues to be a lot of press regarding the rise of eCommerce as the future of retailing.  To be sure, its share of retail activity is increasing.  However, the truth remains that 90% of retail sales transactions still take place in physical store locations.  The stores are still the face of the retailer to

    July 15, 2019
  • What did you do with my data?

    Another disastrous year from the “custodians” of our information. The constant leaking of personal information from all business segments is now an everyday occurrence.  There’s so much proof that developers and technology providers are not taking the time and effort to adhere to security standards and compliance. Nothing is sacred – it’s time to harp

    October 29, 2018

contact details

PMB 205 30251 Golden Lantern, Suite E Laguna, Niguel, CA 92677-5993

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